Bring in something of value and leave with cash in about ten minutes. No application, no credit check, no income verification. Repay within 30 days to get your item back — or don't, and owe nothing.
We lend on resale value. Gold and name-brand electronics get the strongest offers; anything we can test and resell is fair game.
Jewelry, coins, scrap — weighed and tested in front of you
Up to 70% of melt valueCertified stones, Rolex, Omega, Tag, Breitling
Up to 50% of resaleUnlocked, working, current-generation preferred
30 – 50% of resaleComplete with controllers and cables
30 – 45% of resaleDeWalt, Milwaukee, Makita, Snap-on
35 – 50% of resaleGuitars, amps, pro audio · firearms where permitted
35 – 50% of resaleOne flat charge per 30-day period. No interest running by the day, no late fees, and no debt if you choose not to redeem.
| Borrow | 30-day charge | Redeem for | Renew for |
|---|---|---|---|
| $200 | $50 | $250 | $50 |
| $500 | $125 | $625 | $125 |
| $1,500 | $375 | $1,875 | $375 |
| $5,000 | $1,250 | $6,250 | $1,250 |
Pawn loans are regulated by each state's pawnbroker act. The charge is the same 25% per 30 days in all three states; redemption windows differ slightly.
| Borrow | Charge | Redeem | APR* |
|---|---|---|---|
| $200 | $50 | $250 | 304.17% |
| $500 | $125 | $625 | 304.17% |
| $1,500 | $375 | $1,875 | 304.17% |
| $5,000 | $1,250 | $6,250 | 304.17% |
Florida gives a 30-day grace period after the due date before an item is forfeited. Maximum $5,000 per ticket.
| Borrow | Charge | Redeem | APR* |
|---|---|---|---|
| $200 | $50 | $250 | 304.17% |
| $500 | $125 | $625 | 304.17% |
| $1,500 | $375 | $1,875 | 304.17% |
| $5,000 | $1,250 | $6,250 | 304.17% |
25% for periods 1–3, then 12.5% per period, same as title pawns. Items held a minimum of 30 days after default.
| Borrow | Charge | Redeem | APR* |
|---|---|---|---|
| $200 | $50 | $250 | 304.17% |
| $500 | $125 | $625 | 304.17% |
| $1,500 | $375 | $1,875 | 304.17% |
| $5,000 | $1,250 | $6,250 | 304.17% |
Pawn services available at select Alabama stores. Borrowers must be 19+.
*APR assumes a 30-day term. Pawn loans are designed to be redeemed within one or two periods. Forfeiture ends the loan with no further obligation. Loans subject to approval, state law and your written agreement.
A pawn loan is the only loan where walking away costs nothing but the item. That makes it the lowest-risk option on this site — as long as the item isn't something you need.
Every item we accept as collateral we'll also buy outright. Here's how to decide.
You get the loan amount now, and the item back when you redeem. Best for jewelry with sentimental value or tools you'll need again.
A purchase price is typically 20–40% higher than a loan offer on the same item, because there's no redemption risk for us. No charges, no deadline.
Every pawned item is tagged, stored in a secured area and insured for its loan value while we hold it. You get a pawn ticket with the item description, the loan amount, the charge and the redemption date. Lose the ticket? Bring your ID and we'll look it up.
Two ways to get a few hundred dollars today. One is secured by an item, the other by your next paycheck.
| Feature | Pawn loan | Payday loan |
|---|---|---|
| Secured by | Item of value | Next paycheck |
| Application | None | 5-minute form |
| Income verification | None | Pay stub required |
| If you don't repay | Item forfeited, no debt | Owed in full, may be reported |
| Amount | $200 – $5,000 | $200 – $500 |
| Time to cash | 10 min | 15 min |
| States | FL, GA, AL | FL, AL |
If you have something to pawn and the item isn't essential, a pawn loan carries less risk than any unsecured loan.
Brought two gold chains to the Savannah store — they weighed and tested them in front of me and offered more than the pawn shop down the street. Cash in ten minutes, 30 days to get my items back.
Didn't want another loan on my credit. Pawned my Milwaukee set for $320 at the Jacksonville store, redeemed it 16 days later for $400. Nothing on my credit report, nobody called me.
Gold, silver and platinum jewelry, diamonds, watches, smartphones, laptops, TVs, game consoles, cameras, power tools, musical instruments, and firearms where allowed by law. If you're not sure, bring it in. Full list with values →
Neither. Bring the item and a photo ID. We test and value the item in front of you and make an offer.
$200 to $5,000 per ticket, based on the item's resale value. Gold is valued by weight and purity; electronics and tools by model and condition.
25% of the loan amount per 30-day period in all three states. Georgia drops to 12.5% after the third period.
The item is forfeited and the loan is closed. You owe nothing, nothing is reported to credit bureaus, and nobody contacts you.
Yes. Pay the 30-day charge to renew for another period, as many times as you like. Paying down principal reduces each future charge.
Yes — and the purchase price is usually higher than a loan offer. Ask for both numbers at the counter.
Bring the item and a photo ID. Cash in ten minutes, 30 days to redeem, and walking away costs nothing but the item.
The item (complete, with accessories) · photo ID. Age 18+ (FL, GA) or 19+ (AL).
Store hours
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